Learn more about MetLife Critical Illness and complementing your medical and disability coverage with a lump-sum payment if you experience a specific condition, such as:
- Cancer
- Heart attack
- Stroke
- Kidney failure
- Major organ, heart, or bone marrow transplant
- Coronary artery bypass graft
- Addison’s disease (adrenal hypofunction)
- amyotrophic lateral sclerosis (Lou Gehrig’s disease)
- cerebrospinal meningitis (bacterial)
- cerebral palsy
- cystic fibrosis
- diphtheria
- encephalitis
- Huntington’s disease (Huntington’s chorea)
- Legionnaires' disease
- malaria
- multiple sclerosis (definitive diagnosis)
- muscular dystrophy
- myasthenia gravis
- necrotizing fasciitis
- osteomyelitis
- poliomyelitis
- rabies
- sickle cell anemia (excluding sickle cell trait)
- systemic lupus erythematosus (SLE)
- systemic sclerosis (scleroderma)
- tetanus
- tuberculosis
Coverage Options
- Choice of $15,000 or $30,000 coverage for yourself
- Your spouse/domestic partner can be covered at the same level you choose for yourself
- Your eligible child can be covered at the same level you choose for yourself
To cover your spouse or children, you must enroll in coverage for yourself.
Monthly costs per $1,000 of coverage are shown in the table below.
| Age |
Employee |
Spouse or Domestic Partner |
| < 25 |
$0.09 |
$0.12 |
| 25–29 |
$0.10 |
$0.14 |
| 30–34 |
$0.18 |
$0.23 |
| 35–39 |
$0.33 |
$0.43 |
| 40–44 |
$0.59 |
$0.81 |
| 45–49 |
$1.06 |
$1.31 |
| 50–54 |
$1.80 |
$2.08 |
| 55–59 |
$2.90 |
$2.95 |
| 60–64 |
$4.54 |
$4.17 |
| 65–69 |
$7.03 |
$5.99 |
| 70+ |
$10.07 |
$8.68 |
The monthly cost per $1,000 of coverage for children is $0.06.
How to Enroll
Enroll via the U.S. Benefits Enrollment Site during Open Enrollment or within 31 days of your hire date. You may also enroll after a qualified status change (such as a marriage, birth, or divorce).