You’ll always pay less for in-network care, so search for a network doctor near you using tools from your medical plan. You’ll also get cost estimates for providers and medical services, which can help you choose whom to see when you need care.
While all plans except Kaiser cover out-of-network doctors, you pay more if you choose to see them. As Kaiser provides no out-of-network coverage, you’ll pay the full cost of your visit if you choose to see an out-of-network provider.
Beyond cost, it’s important to build a good relationship with your doctor. That’s easiest to do when both you and your physician have the right information. Here are some tips on getting the most out of your appointment: