There’s a lot to think about when selecting a medical plan. What you pay each year for coverage (your premium) is a big consideration. The HSA medical plans offer low premiums in exchange for higher out-of-pocket costs when you get care. NVIDIA helps you pay these costs with up to $3,000 in a Health Savings Account (HSA).
If you only expect to need routine care, an HSA plan could save you money. But if you’re managing a chronic condition, are expecting a baby or surgery next year, the PPO might be a better choice. Finally, think about choice. Some plans offer low premiums and out-of-pocket costs, but limit the doctors and specialists you can see.