Prescription Benefits

NVIDIA’s medical plans include pharmacy benefits that cover generic, brand-name, preferred, and non-preferred brand medications. Prescriptions can be filled at retail pharmacies or by mail order, unless you’re a Kaiser member.

By spending just a few dollars less on your regular prescriptions, you can enjoy significant savings in the long run. Here are some tips for getting the greatest value on your prescriptions.

1. Choose generics. If your doctor recommends or prescribes a brand-name drug, make sure to ask if there's a generic version. You can usually get a generic that's just as effective but less expensive.

2. Use preferred brand names when you need a brand-name drug. The medical plans have a list of options that are usually less expensive than their equivalents. Ask your doctor for recommendations.

3. Explore non-preferred brand-name options. You pay the highest portion of the cost, copay, or coinsurance for non-preferred drugs.

4. Use mail order for drugs you take long-term. Mail-order drugs usually contain a 90-day supply—saving you money while having them conveniently delivered to your home.

Remember: For HSA medical plans, the deductible applies to all prescriptions except preventive prescriptions, so you'll need to meet your deductible before the plan starts to share the cost for prescriptions. Once you've met the deductible, co-insurance will apply.

Cigna

Cigna’s pharmacy benefits provide access to programs and services that help you manage your health and prescription medication needs. There are thousands of retail pharmacies in the network, including local pharmacies, grocery stores, retail chains, and wholesale warehouse stores. Visit the Cigna microsite to view the prescription drug lists covered under the plan.

myCigna App and myCigna.com: Use these resources to access your prescription coverage. These tools will let you:

  • View which medications are covered
  • Access the Price a Medication tool to find out how much your medication costs and view lower-cost alternatives
  • Manage, track, order, and pay for your home-delivery prescription orders

Cigna 90 Now Program

This program makes it easy to fill maintenance medications by allowing you to get a 90-day supply of your medication through home delivery or select retail pharmacies—like CVS and Walgreens.

Every pharmacy in the network can fill 30-day prescriptions and a select number of pharmacies can fill 90-day prescriptions. Remember that all 90-day prescriptions must be filled at an approved retail pharmacy or through a home-delivery pharmacy.

Home delivery is a convenient option when you’re taking a medication on a regular basis. With just a few clicks on your mobile phone, tablet, or computer, your medications will be on their way to your door. To learn more, visit the Cigna home-delivery pharmacy.

Preventive Medications

Healthcare reform requires plans to cover certain preventive medications at no cost without the need to meet a deductible. Preventive medications are meant to help prevent disease, as well as meet women’s unique healthcare needs. These medications require a prescription from your doctor–even for the over the counter products that are typically available without a prescription.

In addition to the healthcare reform preventive medications, HSA plan members have access to Cigna’s Preventive Medication Program for high-deductible health plans. Generic preventive drugs and products are provided at no cost. Preferred and non-preferred brand-name preventive drugs and products have a 10% cost share that will not apply to the deductible.

Prior Authorization

Certain medications require approval. The plan won’t cover these medications unless your doctor requests and receives approval from Cigna. This helps to ensure you’re receiving coverage for the right medication, at the right cost, in the right amount, and for the right situation.

Patient Assurance Program

This Cigna program helps lower your out-of-pocket costs for certain medications. There’s nothing to join and no cost to participate; it’s part of your Cigna pharmacy benefit.

Specialty Medications

If you take a specialty medication for a complex or chronic illness, you'll have to fill your prescription through Accredo. You need to enroll separately in this program, which provides additional resources, including help with insurance claims, financial assistance, and understanding side effects.

If you use a third-party copay assistance program–commonly known as a “manufacturer copay card”–any savings or rebates you receive from the drug manufacturer when you fill your prescription will not count toward your annual deductible or out-of-pocket maximum. Only what you pay out-of-pocket will apply. To learn more about Accredo or to enroll, visit Cigna Specialty Pharmacy or call 1-877-826-7657.

Fertility Medications

NVIDIA works in partnership with WINFertility to provide a comprehensive family-building benefit. To learn more, visit WINFertility or call 1-855-635-6450.

Kaiser

Kaiser prescription benefits are covered through Kaiser Pharmacy. Fill prescriptions online at KP.org or via the Kaiser Permanente app. You can have your prescriptions delivered to your home or pick them up at a Kaiser pharmacy. Prescription cost is determined by the type of medication. To learn more, check out the Kaiser website.

Prescriptions

SAVING ON PRESCRIPTIONS

By spending just a few dollars less on your regular prescriptions, you can enjoy considerable savings in the long run. Here are some tips for getting the greatest value on your prescriptions.

Mail Order
Retail

By using a mail order pharmacy service, you can get larger quantities of your prescriptions, often at the same price you’d pay for a smaller quantity at your traditional pharmacy.

In-network
Out-of-network

You’ll pay lower prices for your prescriptions if you opt for an in-network pharmacy instead of a pharmacy that’s out of your plan’s network.

Generic
Brand Name

Most commonly used prescription drugs are available in less-expensive generic forms. If a generic form isn’t available, ask the pharmacist if there’s an equivalent drug that has a generic form.

How much you pay for prescriptions depends on which plan you’re enrolled in. View a side-by-side comparison of prescription drug benefits [PDF] for each medical plan and also review the CVS site. Or find your plan below to see what you'll be paying for your prescriptions—and how large of a supply you'll get.

Specialty Medications

If you have a complex or chronic condition (such as rheumatoid arthritis, multiple sclerosis or psoriasis), CVS Specialty® provides access to the medications you need, along with personalized support to help you stay on track with your therapy.

Certain medications, including specialty medications, need approval in advance (a process known as “prior authorization”). To see a list of medications that are considered specialty, refer to the CVS Caremark Advanced Control Specialty Formulary. Also see Medications Requiring Prior Authorization (Cigna HSA and PPO plans).

With CVS Specialty you have a dedicated Care Team led by a pharmacist and nurse who are specialists in your condition. They can help with everything from getting started and managing side effects to injection training or finding financial assistance. If you are taking a specialty medication, and need to get started with CVS Specialty, visit CVSspecialty.com or call 1-800-237-2767.

If you use a third-party copay assistance program, commonly known as a “manufacturer copay card” when you fill your prescription through CVS Specialty any savings or rebates you receive from the drug manufacturer will not count toward your annual deductible or out-of-pocket maximum. Only what you pay out-of-pocket will apply.

Make sure your doctor is aware that you’re enrolled in the CVS Caremark plan and to log in to Caremark.com to check coverage and copay information for your specific medicine.

Fertility Medications

NVIDIA works in partnership with WINFertility to provide a comprehensive family-building benefit. To learn more, visit https://managed.winfertility.com/NVIDIA or call 1-855-635-6450. 

  • NVIDIA HSA & HSA Plus

    Retail

    Cost: 10% after deductible
    Quantity: 30-day supply

    Mail Order

    Cost: 10% after deductible
    Quantity: 90-day supply

  • NVIDIA PPO

    Retail

      Cost Quantity
    Generic $10 copay 30-day supply
    Preferred brand name $40 copay 30-day supply
    Non-preferred brand name $80 copay 30-day supply

    Mail Order

      Cost Quantity
    Generic $20 copay 90-day supply
    Preferred brand name $80 copay 90-day supply
    Non-preferred brand name $160 copay 90-day supply
  • Kaiser HSA

    Retail

      Cost Quantity
    Generic $10 copay After deductible 30-day supply
    Brand name $20 copay After deductible 30-day supply

    Mail Order

      Cost Quantity
    Generic $30 copay After deductible 100-day supply
    Brand name $60 copay After deductible 100-day supply
  • Kaiser HMO (CA only)

    Retail

      Cost Quantity
    Generic $10 copay 30-day supply
    Brand name $30 copay 30-day supply

    Mail Order

      Cost Quantity
    Generic $20 copay 100-day supply
    Preferred brand name $60 copay 100-day supply
  • Blue Choice Platinum PPO

    Retail

      Cost Quantity
    Generic $10 copay 30-day supply
    Preferred brand name $20-35 copay 30-day supply
    Non-preferred brand name $75 copay 30-day supply
    Specialty/non-specialty $100-200 copay 30-day supply

    Mail Order

      Cost Quantity
    Generic $25 copay 90-day supply
    Preferred brand name $50-87.50 copay 90-day supply
    Non-preferred brand name $187.50 copay 90-day supply
    Specialty/non-specialty not covered