NVIDIA offers exceptional benefits designed to support you and the people who matter most in your life. Open Enrollment is an annual opportunity to take a fresh look at your benefits and choose what works best for your needs, family, and future goals. Be sure to enroll between November 5–19.

Learn more about our benefits:  

• Watch this video for an overview of what’s new for 2026.
  
• Sign up for a 15-minute session with the NVIDIA Benefits team, Cigna, Kaiser, or a Lincoln Financial representative to ask any benefits-related questions.
• Sign up for a one-on-one session with Delta to discuss NVIDIA’s dental plan.

Don’t worry. We’re here for you. For questions, visit NVIDIA Help, call the NVIDIA Benefits Help Line at 1-844-807-7600, or send us an email.

All changes listed below are effective January 1, 2026.

• Your Cost for Coverage
• Deductible Changes to Medical Plans 
• Health Savings Account Contribution Increases
• Flexible Spending Account Limits
• Cigna Plan Updates
• Life Insurance Update
• Coverage Through Another Medical Plan
• 2026 Documents

Paycheck contributions for Cigna, Kaiser, and UHA medical plans will increase slightly, reflecting overall trends in healthcare costs. Compare medical plan features and costs.

Reminder: All plan deductibles reset on January 1. This means you may see higher out-of-pocket expenses for your medical services and prescription drugs at the start of the year until your plan deductible is met. 

The IRS is increasing Health Savings Account annual contribution limits for 2026.  

• For you only, limits are rising from $4,300 to $4,400.
• For you and your family, limits are rising from $8,550 to $8,750.

Note: To participate in NVIDIA’s Health Savings Account, you’ll need to enroll in one of our HSA medical plans.  

As a reminder, when you enroll in a Health Savings Account, NVIDIA will also contribute to your HSA. Click here to see the company contributions

We’re also announcing these updates, allowing you to set aside even more in your FSA:

• The 2026 Day Care FSA limit has increased to $7,500 up from $5,000 in 2025.
• The 2026 Health Care and Limited Purpose FSA limit has increased to $3,400 up from $3,300 in 2025.

A Flexible Spending Account (FSA) lets you set aside pre-tax money from your paycheck to pay for qualified healthcare or dependent care expenses. By contributing pre-tax dollars, you reduce your taxable income.

Remember, those enrolled in a 2025 Health Care or Limited-Purpose FSA have until December 31, 2025, to use their balance​, and up to $660 of your remaining balance in 2025 will carry over into 2026.​ 

Those enrolled in a 2025 Day Care FSA can incur expenses until March 15, 2026. You must submit 2025 expenses for reimbursement by June 15, 2026.

Cigna will offer enhanced support for many unique conditions. Check out these beneficial updates that will be available starting in January 2026:

• All out-of-network inpatient and outpatient mental health or substance abuse services will be covered at 90% of reasonable and customary amounts, aligning with in-network coinsurance levels.
• Cigna members will have access to doula services, which provide non-medical support during pregnancy, childbirth, and the postpartum period. More details to come in January’s benefits newsletter.
• Oshi Health will be offered as an in-network virtual care clinic specializing in digestive (GI) health. They can provide access to a team of expert GI providers, registered dietitians, and gut-brain specialists; or, can work alongside your existing GI provider, offering extra medical, dietary, and gut-brain support between in-person visits. Visit oshihealth.com/cigna to schedule a convenient virtual appointment. Standard copays or coinsurance will apply.

Download the myCigna app to access your digital ID card. You can request a physical ID card at myCigna.com or by calling 1-855-568-4342. Also, check out the Cigna microsite to learn about all Cigna offerings.

Lincoln Financial will now administer the company-paid Basic Life and Accidental Death & Dismemberment (AD&D) insurance and employee-paid Supplemental Life and AD&D insurance for yourself, your spouse/domestic partner, and your children.

Special offer: Take advantage of a special one-time offer during open enrollment for Supplemental Life Coverage for you and your spouse/domestic partner. During 2026 open enrollment only, you can enroll up to the guarantee issue amount without the need to submit an Evidence of Insurability (EOI) application.

Your life insurance plan coverage options for 2026 include:

*Earnings are defined as base salary + sales incentive plan (when applicable). Any equity compensation is not included in the definition of earnings.

If you’re covered through another medical plan, you may not need to enroll in medical coverage with NVIDIA. Enrolling in multiple health plans isn't recommended, as the plans will need to coordinate to process each claim, which can take time and often leads to manual re-processing. Keep in mind that you may need to pay contributions for both plans, as well as meet deductibles and out-of-pocket maximums under both plans. 

If you choose to waive NVIDIA medical, you may be eligible for a $50 credit each paycheck, up to $1,200 a year. Log in to the Benefits Enrollment site to waive coverage.  

Additionally, the IRS does not allow you or your dependents to enroll in our HSA medical plan if you’re also enrolled in a non-high-deductible health (HMO or PPO) plan. For example, if your partner already covers you and your family in their employer’s PPO plan, you wouldn't be eligible to contribute to an HSA.

Visit NVIDIA Help, call the NVIDIA Benefits Help Line at 1-844-807-7600, or send us an email.