Critical Illness Insurance

Learn more about MetLife Critical Illness and complementing your medical and disability coverage with a lump-sum payment if you experience a specific condition, such as:

  • Autism Disorder
  • Cancer
  • Cardiovascular Disease
  • Childhood Disease Category
  • Heart attack
  • Infectious Disease
  • Progressive Disease
  • Stroke
  • Kidney failure
  • Major organ transplant,for bone marrow, heart, lung, pancreas, and liver

View the microsite to see the full list of covered conditions.

Coverage Options

  • Choice of $15,000 or $30,000 coverage for yourself
  • Your spouse/domestic partner can be covered at the same level you choose for yourself
  • Your eligible child can be covered at the same level you choose for yourself

To cover your spouse or children, you must enroll in coverage for yourself.

Health Screening Benefit

MetLife will provide an annual benefit of $100 per calendar year for taking one of the eligible screening/prevention measures. The Health Screening Benefit is not available in certain states. Please review your Disclosure Statement or Outline of Coverage/Disclosure Document for specific state variations and exclusions around this benefit.

How to Enroll

Enroll via the U.S. Benefits Enrollment Site.  You can enroll or cancel coverage at any time. Coverage is effective the first of the month following enrollment.  Enrollment during our annual open enrollment period is effective January 1.